Asset Protection

Asset Custody – Fidelity Clearing Canada ULC

Fidelity Clearing Canada provides clearing and custody to Integral. Securities and cash held in non-registered accounts at Integral actually sit in custody at Fidelity for safekeeping. Fidelity is one of the world’s largest fiduciaries with over $1 Trillion of assets under custody.

Investor Insurance – CIPF Coverage

Integral is a member of the Canadian Investor Protection Fund (CIPF), which provides clients with up to $1 million in loss protection for each of the following accounts:

  • General account
  • Registered account
  • Spousal account
  • Corporate account
  • Certain types of trust accounts

For example, if you hold three qualified accounts you will be eligible for loss coverage of $1 million per account, for a total of $3 million.

CIPF does not protect you from any decline in value of your accounts that results from a drop in the price of securities you own. CIPF coverage applies in the circumstance where you experience a shortfall in the value of your account(s) as a result of your investment dealer becoming bankrupt. Learn more at


Segregated Registered Plans – Computershare

Through Fidelity Clearing Canada, Integral’s registered accounts are shielded at Computershare Trust Company of Canada.  Computershare is a global trust and stock transfer company that operates from 95 offices in 21 countries. Computershare acts as trustee for Integral registered plans, which include RRSP, RRIF, RESP or TFSA accounts.


Investor Protection – IIROC

Integral’s comprehensive internal control systems, conduct and practices are overseen by the Investment Industry Regulatory Organization of Canada (IIROC). As an IIROC member firm, we are held to strict compliance by Canada’s most stringent investor protection regime, which has been protecting the investing public since 1916. Learn more about IIROC at